ADIB nine-month profit before tax rises 6% to Dh6.4bn
Customer financing grew 25 per cent to Dh218 billion while deposits increased 17 per cent to Dh259 billion.
Abu Dhabi Islamic Bank reported nine-month profit before tax of Dh6.4 billion for the period ended 30 September 2026, an increase of 6 per cent from the same period in 2025. Net profit after tax reached Dh5.6 billion, also up 6 per cent year-on-year, while revenue rose 6 per cent to Dh9.7 billion. Return on equity was recorded at 28 per cent for the period.
Balance sheet expansion and customer growth#
Total assets increased 18 per cent year-on-year to Dh318 billion at 30 September 2026. Customer financing grew 25 per cent to Dh218 billion, while customer deposits rose 17 per cent to Dh259 billion. The bank added approximately 200,000 new customers during the nine-month period. The common equity tier 1 ratio was 12.4 per cent at the reporting date.
Asset quality metrics and impairment#
Impairment charges declined 12 per cent to Dh451 million for the nine months ended 30 September 2026. The bank recorded a cost of risk at 30 basis points for the period. The ratio of non-performing assets fell to 2 per cent from 3.3 per cent in the corresponding period of 2025. Coverage including collateral was 183.3 per cent at 30 September 2026.
Capital raising and sustainable finance targets#
The bank disclosed a Dh1.75 billion rights issue to support future expansion. Sustainable finance mobilisation reached Dh23.3 billion as at 30 September 2026, against a target of Dh60 billion by 2030. Jawaan Awaidah Al Khaili, chairman of ADIB, stated the bank continues to execute its 2035 Vision. Mohamed Abdelbary, group chief executive officer, stated that momentum remains across the bank's businesses.
Reported figures and disclosure#
ADIB disclosed the results on 28 October 2026. The figures cover the nine-month period from 1 January to 30 September 2026. Year-on-year comparisons are against the same period in 2025. The bank operates as an Islamic lender and reported the results in dirhams. The bank stated it remains focused on delivering its Vision 2035 strategy.
Sources1 source across 1 domain
- khaleejtimes.comKhaleej TimesADIB nine-month profit before tax, net profit, revenue, asset figures, financing and deposit growth, impairment charges, NPL ratio, coverage ratio, CET1 ratio, rights issue size, sustainable finance mobilisation and disclosure date
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